The real risk is doing, Nothing
What is Mutual FundsA mutual fund is a collection of stocks and/or bonds. A mutual fund operates like a company that brings together a group of people and invests their money in stocks, bonds, and other securities. Each investor owns shares, which represent a portion of the holdings of the fund.
You can make money from a mutual fund in three ways:
- Income is earned from dividends on stocks and interest on bonds. A fund pays out nearly all of the income it receives over the year to fund owners in the form of a distribution.
- If the fund sells securities that have increased in price, the fund has a capital gain. Most funds also pass on these gains to investors in a distribution.
- If fund holdings increase in price but are not sold by the fund manager, the fund's shares increase in price. You can then sell your mutual fund shares for a profit.
Funds will also usually give you a choice either to receive a check for distributions or to reinvest the earnings and get more shares.
Mutual Fund Operation Flow Chart
THE BEAUTY OF MUTUAL FUNDS
Mutual funds offer a number of advantages, including diversification, professional management, cost efficiency and liquidity The advantages of investing in a Mutual Fund are:
- Professional Management
- Convenient Administration
- Return Potential
- Choice of schemes
- Low Costs
- Tax benefits
TYPES OF MUTUAL FUNDS SCHEMES
- Open - Enabled Schemes
- Close - Ended Schemes
- Internal Schemes
- open - Enabled Schemes
BY INVESTMENT OBJECTIVE
- Growth Schemes
- Income Schemes
- Balance Schemes
- Money Market Schemes
About Astitva’s MF Section
In our continuous endeavour to provide best services to our clients, Astitva is pleased to provide a wide range of Mutual Fund products to meet specific needs of our clients. Our experts strive to provide you the best investment solutions that suit you and help you in meeting your financial goals. With the insurance sector in full bloom, today, it would not be wrong to say that in the present market scenario, there is an insurance available for just about anything and everything.